Our 25th Anniversary Video!
This is the story of meticulous attention to detail and…
Why We Often Recommend Our Clients Have a HELOC
A home equity line of credit (HELOC) may provide a borrower with…
ROTH IRA Opportunities for Kids and Young Adults
A Roth IRA offers tax-free growth, making it a very attractive…
Why Educators Should Pay Close Attention to Retirement Plan Fees
Many teachers have 403(b) employer retirement plans, which have saving…
Tips for Preventing Fraud
Tips for preventing fraud Cybercrime and fraud are serious threats…
Lease or Buy Decision
Many big-ticket consumer items, such as cars, computers, and furniture,…
Avoiding Lifestyle Creep
One of my passions as a financial planner is to…
How much is your emergency savings fund?
A long-standing rule of thumb has been three to six…
Understanding Your Restricted Stock Units
RSUs – Restricted Stock Units – have become a more…
Why Investors Should Diversify Globally
One of the distinguishing features of Heritage Financial’s investment philosophy…
Charitable Contribution Strategies Under the New Tax Law
The itemized deduction for charitable contributions may have less income…
Qualified Charitable Contributions to Reduce Taxes on RMD’s
If you are charitably inclined, have an IRA, and are…