Resources

ROTH IRA Opportunities for Kids and Young Adults

A Roth IRA offers tax-free growth, making it a very attractive…
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Why Educators Should Pay Close Attention to Retirement Plan Fees

Many teachers have 403(b) employer retirement plans, which have saving…
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Tips for Preventing Fraud

Tips for preventing fraud Cybercrime and fraud are serious threats…
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Lease or Buy Decision

Many big-ticket consumer items, such as cars, computers, and furniture,…
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Avoiding Lifestyle Creep

One of my passions as a financial planner is to…
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How much is your emergency savings fund?

A long-standing rule of thumb has been three to six…
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Understanding Your Restricted Stock Units

RSUs – Restricted Stock Units – have become a more…
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Why Investors Should Diversify Globally

One of the distinguishing features of Heritage Financial’s investment philosophy…
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New Tax Law Allows 529 Plans to be Used for K-12 Education Expenses

The signed Tax Cuts and Jobs Act includes provisions that will expand the…
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Charitable Contribution Strategies Under the New Tax Law

The itemized deduction for charitable contributions may have less income…
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Qualified Charitable Contributions to Reduce Taxes on RMD’s

If you are charitably inclined, have an IRA, and are…
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Helping Grandchildren Pay for their College Education

Personal finance decisions that involve multiple family members and generations…
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