Understanding Your Restricted Stock Units
RSUs – Restricted Stock Units – have become a more…
Why Investors Should Diversify Globally
One of the distinguishing features of Heritage Financial’s investment philosophy…
Tax-Loss Harvesting
Tax-loss selling is a common tax planning strategy. Harvesting a…
Is an IRA to Roth Conversion Right for Me?
The tax code permits you to convert some or all…
New Tax Law Allows 529 Plans to be Used for K-12 Education Expenses
The signed Tax Cuts and Jobs Act includes provisions that will expand the…
Helping Grandchildren Pay for their College Education
Personal finance decisions that involve multiple family members and generations…
Charitable Contribution Strategies Under the New Tax Law
The itemized deduction for charitable contributions may have less income…
Interview with Caroline Savory, Expert Appraiser
Ed Jastrem, Director of Financial Planning at Heritage Financial Services,…
Creating a Post-College Financial Plan
If you (or someone you know) have recently graduated, congratulations!…
Will My Beneficiaries Have To Pay Taxes On My Life Insurance Policy?
Under current law, death benefit proceeds from life insurance are…
Qualified Charitable Contributions to Reduce Taxes on RMD’s
If you are charitably inclined, have an IRA, and are…
Bear Markets and Recessions
With global stock markets in bear market territory due to…