Tips for Preventing Fraud
Tips for preventing fraud Cybercrime and fraud are serious threats…
Why Educators Should Pay Close Attention to Retirement Plan Fees
Many teachers have 403(b) employer retirement plans, which have saving…
Why We Often Recommend Our Clients Have a HELOC
A home equity line of credit (HELOC) may provide a borrower with…
Understanding Your Restricted Stock Units
RSUs – Restricted Stock Units – have become a more…
Why Investors Should Diversify Globally
One of the distinguishing features of Heritage Financial’s investment philosophy…
Qualified Charitable Contributions to Reduce Taxes on RMD’s
If you are charitably inclined, have an IRA, and are…
Will My Beneficiaries Have To Pay Taxes On My Life Insurance Policy?
Under current law, death benefit proceeds from life insurance are…
Tax-Loss Harvesting
Tax-loss selling is a common tax planning strategy. Harvesting a…
Interview with Caroline Savory, Expert Appraiser
Ed Jastrem, Director of Financial Planning at Heritage Financial Services,…
Charitable Contribution Strategies Under the New Tax Law
The itemized deduction for charitable contributions may have less income…
Helping Grandchildren Pay for their College Education
Personal finance decisions that involve multiple family members and generations…
New Tax Law Allows 529 Plans to be Used for K-12 Education Expenses
The signed Tax Cuts and Jobs Act includes provisions that will expand the…