Our planning is meticulous. The clarity it gives you is invigorating.
What do you value most in life?
What kind of lifestyle do you want?
What kind of legacy do you want to leave?
We want to know your dreams and aspirations. That’s the foundation of your personal financial plan. But there’s more. We’re going to ask about all the small details, because they matter.
At Heritage, we monitor over 100 distinct data points for our clients' financial plans.
Those data points cover specific details relating to retirement planning, asset protection, debt management, social security, estate planning, income tax planning, charitable giving, college savings, and more.
Our Financial Planning Checklist ensures these important details are:
- Tracked by our systems
- Systematically shared with your Wealth Management Team to prompt reviews and updates with you to make sure nothing gets stale or goes overlooked
- Monitored as the investing and regulatory environment changes, so we can make recommendations about changes you should be considering
But there’s more. We believe maintaining and monitoring this level of detail is so crucial to the effectiveness of your financial plan, that we have tied the tracking and updating of this information to the goals and incentives of our Financial Planning and Wealth Management teams.
Your financial plan is dynamic because life is.
- Wondering if you can afford a second home? We can run scenarios on different financing strategies.
- Thinking about setting a retirement date? We can review “what-if” scenarios and stress-test the assumptions under different market environments.
- Worried about changes to tax laws? We can show you the impact and help you plan.
We are constantly reviewing your goals, celebrating your accomplishments, and making recommendations. All while collaborating with your other advisors.
When we say every detail matters, we mean it.
Our process
From here to serenity
Complimentary Three Meeting Process allows you to road test working with us before you become a client
Discovery
You talk. We listen. We learn all about your goals, objectives, financial situation, and what keeps you up at night.
State of The Union
We provide an analysis of your current financial position and compare that to your goals and objectives.
Recommendations
We present a detailed financial plan with custom recommendations and investment strategies.
PERSONALIZED WEALTH MANAGEMENT FOR BUSY, SUCCESSFUL PEOPLE
To get the ball rolling, send an email to hfsletstalk@heritagefinancial.net. Or, if you prefer, you can fill out this simple form.
Learn About Who We Serve
What Our Clients Say
Mary and I have long thought that one of the best things we have done is to use Heritage Financial to take care of our financial affairs. In that regard, we feel Heritage Financial is doing an excellent job and quite frankly, we sleep well at night without any money worries. But more than that, we have met very nice, friendly, professional people at Heritage. Mary and I value these relationships very highly. The service that you both provided me today is deeply appreciated and more “frosting on the cake”.
Heritage Clients , Massachusetts
As a long-time client, I have nothing but positive things to say about Heritage Financial. They have strong principles, solid investment strategies, great communication and look at the financial picture holistically – investments, savings, property, insurance, estate, education, etc. everything to help you reach your goals.
Heritage has gained my trust, they invest as if it were their own money.
In a few words – Personalized. Strategic. Detail oriented. Responsive.
Joe & Patti , Massachusetts
I am a long-time client of Heritage. I highly recommend them. They are a highly coordinated team who have responded to all of our financial needs, update us regularly and always respond promptly to and questions we ask. They are very professional, friendly and easy to work with.
Peter , Massachusetts
Our experience with Heritage Financial services, has been nothing short of admirable. We have been with Heritage Financial for a long period of time, in which we’ve developed a strong and lasting relationship and friendship with many of the wealth advisors there. The advisors have been kind, honest, trusting and compassionate. Their advice has helped us make important financial decisions. We have recommended Heritage Financial to many of our friends, and family, and we will continue to recommend them.
Heritage Clients , Massachusetts
The team at Heritage Financial Services helped us reach our goal of retiring without worry. We have placed our financial health and trust in their professional hands for the last 20 plus years. We can’t say enough about their attention to detail and assistance in helping us to understand market drivers and trends. They also helped us to understand how to eventually retire and spend the portfolio that we worked so hard to create over the years. I would highly recommend Heritage to anyone that wants to feel a sense of great trust in their financial advisor…and I have!!
Lorrie , Massachusetts
This testimonial has been given by a current client of Heritage Financial Services. No compensation was provided for this testimonial.
Awards & Recognition
Selection criteria used to award each of these recognitions is available by clicking on the award logo.
