Strategic Asset Allocation Services

Identifying an appropriate strategic asset allocation for your total investment portfolio is the first step in our process.

  • We analyze your overall financial planning goals to determine an appropriate level of risk for your investments.

  • We run a sophisticated proprietary investment analysis to identify an investment strategy that aligns with that risk target based on our long-term forecasts for return, volatility, and correlations across a broad range of asset classes.

  • We recommend a globally diversified allocation across public equities (U.S., developed international, and emerging markets), bonds, real assets, alternative investments and, where appropriate, private equity, credit, and real estate.

  • Once we have identified your total portfolio’s asset allocation, we will examine your various account types to determine an asset location strategy that optimizes tax-efficiency in line with your strategic asset allocation.

We will adjust your strategic asset allocation over time if (1) a change in your financial plan warrants an adjustment or (2) significant investment risks or opportunities arise in market conditions.

Frequently Asked Questions

What Our Clients Say

This testimonial has been given by a current client of Heritage Financial Services. No compensation was provided for this testimonial.