My wife and I were hoping to retire “sooner rather than later”. We needed someone to help us through the decision process and to help us navigate the financial world after our decision. Heritage Financial was the right choice for both requirements. We decided to accept the financial risks and take early retirements. Since that decision, Heritage has done an admirable job of navigating our funds through very challenging financial waters.

We appreciate their ongoing help and cannot overstate our gratitude for the piece of mind it has provided.