Unlike other firms, we do a vast amount of work helping you get organized and clear on your goals before we are officially engaged and charging for our services. We take the burden of understanding and organizing all the individual details of your financial picture off your shoulders. And when that happens, it’s like finally feeling the warm sun on your face after a long New England winter. It’s liberating.
Our approach is insanely thorough. The benefits are substantial. This is how the relationship gets started:
INITIAL
PHONE CALL
- We get a sense of what you’re looking for in a firm, what kind of help you’ve had in the past, how you’ve achieved your wealth, and what challenges and concerns keep you up at night.
- We explain our Three Meeting Process, and what’s required to make it a success.
- At the end of the call, if we both decide to move forward, we get the Three Meeting Process started.
Three Meeting Process
We ask a lot of questions and let you do most of the talking. This deep dive into your situation helps us establish right up front what is most important to you. You’ll see these insights reflected in your financial plan.
We share a detailed breakdown of your current financial situation, including a Net Worth Statement with values and beneficiaries, a Cash Flow Projection that models expected income, spending, and returns into the future, and an overview of the strengths and weaknesses of your current portfolio.
We share our recommendations for your financial plan, identifying opportunities to improve future cash flow, minimize future tax liabilities, and protect your assets with the right insurance coverage and estate strategies. We provide a recommended portfolio customized to your goals, risk profile, and cash flow needs. We present you with a plan for collaborating with your other advisors to accomplish your goals.
Making It Official
- Our Client Service and Operations Teams guide you through the necessary paperwork and transfers.
- After approximately 6 weeks we have our first check in.
- As often as once a quarter, we sit down to review your financial planning goals, accomplishments and investment results, and to make any additional recommendations.
We’ll lead you through a process so thorough, so illuminating and so liberating, you’ll think to yourself, “Why didn't I do this 10 years ago?"
PERSONALIZED WEALTH MANAGEMENT FOR BUSY, SUCCESSFUL PEOPLE
To get the ball rolling, send an email to hfsletstalk@heritagefinancial.net. Or, if you prefer, you can fill out this simple form.