Planning Pulse

Four Reasons to Double-Check Your Pay Stub Now

BY Ed Jastrem IN Planning Pulse
F

With only a few payroll periods left in the year, it’s time to check in on just how much you’ve contributed to your employer-sponsored retirement plan. While 2020 IRA and Roth contributions are permitted through April of 2021, your contributions to a 401(k), 403(b) or 457(b) must be made from salary deferral before the end …

Read More

2020 Secure Act Overview

BY Ed Jastrem IN Planning Pulse
2

The appropriations bill signed into law before 2019 year-end included significant changes to tax and retirement regulations. Many are calling the law the most substantial retirement legislation in over a decade. The SECURE Act (Setting Every Community Up for Retirement Enhancement) and other tax extenders tucked inside the legislation contain both benefits and drawbacks. Traditional …

Read More

2019 Year End Financial Planning Checklist

BY Ed Jastrem IN Planning Pulse
2

The following list is meant to help organize your year-end personal finances. Consider what items are important to you along with other goals to help communicate questions and concerns to your financial planning team. Provide Tax Returns: Heritage uses your tax return to update your financial plan and to analyze a variety of potential strategies. …

Read More