Heritage Webinar Features Liz Ann Sonders, SVP, Charles Schwab & Co., Inc.

  In a web conversation with Heritage President Sammy Azzouz,  Liz Ann Sonders, SVP and Chief Investment Strategist of Charles Schwab  & Co., Inc. provided a series of insights on a wide variety of topics to Heritage clients and guests. Liz Ann has long been a significant contributor to investor education, focusing on the delivery… More >

Jeffrey Kleintop, SVP, Charles Schwab & Co. presents “Global Market Outlook” to Heritage Clients

Heritage Financial recently hosted a client event headlined “Global Market Outlook” presented by Jeffrey Kleintop, Senior Vice President at Charles Schwab & Co. and its Chief Global Investment Strategist. Kleintop is responsible for analyzing and discussing international markets, trends and events to help U.S. investors understand their significance and financial implications. He is frequently cited… More >

Heritage Investment Review Three Quarters, 2018

Why Isn’t My Portfolio Keeping Up This Year? Long-Term Diversification & Asset Allocation The S&P 500, the most widely followed stock index, is up 10.56% through the end of the third quarter of 2018. This is a good return for stocks, especially over nine months. It’s natural to conclude: the stock market is having a… More >

Heritage Investment Review First Half 2018

Adjusting the Focus The first half of 2018 has been a difficult investment environment. United States stocks narrowly produced a positive return of 2.06% while developed international stocks were down 4.94% and emerging markets stocks were down 7.59%. Heritage’s alternatives allocation was down 5.75%. Investment grade bonds were down 0.43%. This comes on the heels… More >

Dimensional Fund Advisors VP Weston Wellington presents “Redefining Investment Advice”

On June 28th, Weston Wellington provided insights into how previous concepts of Investment advice are being replaced by a comprehensive strategy that better balances risk/reward elements, and how pricing stability of competitive markets outpaces the tail-chasing methodologies of market timing and the selection biases of equilibrium investing. This differentiated concept of investing is based upon… More >

Heritage Investment Review: Q1 2018

First Quarter 2018 in Context The first quarter of 2018 saw the U.S. stock market increase 7.12% within the first month. Then it fell from its highest point by 10.62% to -3.50%. By the end of the quarter, U.S. stocks had stabilized with a cumulative return of -0.64% . Source: Morningstar, Inc. In our investment… More >

Heritage Investment Review – Year 2017

By all accounts, 2017 was an excellent year for investments. The U.S. stock market was up 21.13%i. Developed international stock markets were up 25.03%ii. Emerging markets’ stocks were up 37.28%iii. U.S. high yield bonds returned 17.16%iv. Global bonds—despite a large portion starting the year with non-existent or negative yields—returned 7.39%v. U.S. real estate returned 6.89%vi…. More >

Heritage Investment Review: Q3 2017

Year-to-Date Summary The first three quarters of 2017 has been a good period to invest; the stock market produced significant gains with exceptionally low volatility. Our clients have participated in this steady appreciation. Embedded in the strong returns we achieved through the first three quarters of this year are investment decisions that may seem simple… More >

Heritage at CFA Institute Annual Conference

Bob Weisse, Chief Investment Officer, and Michael Waldron, Portfolio Manager recently attended the CFA Institute Annual Conference in Philadelphia. Bob and Michael are CFA charterholders. The CFA designation is the highest set of credentials in the global investment management industry. The CFA examinations rigorously test candidates on a wide array of technical investment topics and… More >

The Risks of DIY Investing

Heritage’s Chief Investment Officer, Bob Weisse, opined on Do-It-Yourself investing in an article published in US News recently. Here is an excerpt from the article: “Many investors have a poor investment experience because they buy high and sell low,” Bob says. He further adds that most people think they can control their emotions, but many… More >