News, Information and analysis

In the financial world, there’s a lot to keep track of. Here’s a curated stream of financial intelligence and practical updates, prepared by us specially for Heritage clients.

(Late) Summer 2017 Reading Ideas

With a few weeks left in the summer, following is a list of eight books that I enjoyed reading over the past year. If you are looking for any book ideas I hope you find something here worth considering. Please let me know if you do. I hear from a few of you each time… More >

The Risks of DIY Investing

Heritage’s Chief Investment Officer, Bob Weisse, opined on Do-It-Yourself investing in an article published in US News recently. Here is an excerpt from the article: “Many investors have a poor investment experience because they buy high and sell low,” Bob says. He further adds that most people think they can control their emotions, but many… More >

Heritage Investment Review: Q2 2017

The Liberating Feeling of an Investment Plan An investment plan is far different from buying and selling hot stocks and dreaming of turning a small amount of money into a fortune. It starts with a well-thought-out financial plan that carefully evaluates your financial position and cash flows. The investment plan is then created out of… More >

Chuck Bean Quoted in the Independent Advisor Outlook Study by Charles Schwab

Schwab Advisor Services recently conducted The Independent Advisor Outlook Study that reflects the views of advisors on their industry, their businesses, their clients, and the general environment. Chuck Bean, founder and CEO of Heritage Financial, was one of the advisors featured in the study. Chuck was also one of two advisors who were part of… More >

Financial Advisor names Heritage Financial to Top RIA List

Heritage Financial is one of the Top RIAs for 2017 as listed in Financial Advisor magazine. This is an annual ranking that uses advisor assets under management (AUM), percentage growth in AUM, average assets per client, percentage growth in assets per client, and percentage change in number of clients as the criteria to find the… More >

Financial Times Names Heritage Financial to Top 300 RIA

Heritage Financial has been named to the 2017 Financial Times’ Top 300 Registered Investment Advisors. According to Financial Times, this list is based on six broad factors, including advisor’s assets under management (AUM), asset growth, the company’s age, industry certifications of key employees, SEC compliance record and online accessibility. The Financial Times invited more than… More >

Heritage Financial Adds Four New Shareholders

Heritage Financial is proud to announce the addition of Senior Wealth Manager Matt Carron, Director of Financial Planning Ed Jastrem, Portfolio Manager Michael Waldron, and Compliance Manager Jennifer Watson to its shareholder group. Many key factors including exceptional job performance, adhering to the firm’s core values, and contributing to the business beyond their job functions… More >

Creating A post-college financial plan

If you (or someone you know) have recently graduated, congratulations! Here are five things that you can start doing today to ensure a solid financial future for yourself. Hope for the Best, Plan for the Worst An emergency fund of ready cash can help you feel more secure about your ability to handle the unexpected… More >

MuckFest MS Boston 2017

Since 2013, Heritage’s CEO, Chuck Bean, has co-chaired one of the Multiple Sclerosis Society’s major annual fundraising events in New England called MuckFest MS Boston. It’s a 5K mud run through 20 outrageous obstacles at Fort Devens in Massachusetts. The obstacles include zip lines, swings into mucky water, cargo nets, belly crawls in mud trenches,… More >

Will my beneficiaries have to pay taxes on my life insurance policy?

Under current law, death benefit proceeds from life insurance are generally income tax-free. If you name a spouse, child, or other individual as a beneficiary to a life insurance policy you own, that person will not have to report any of the proceeds as income due to your death. If a beneficiary elects to receive… More >